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Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured's beneficiaries when the insured dies.

Term life insurance is a guaranteed life benefit paid to beneficiaries of the insured after death.

A cash value life insurance policy is similar to a retirement savings account in that it allows investments to accumulate tax-deferred interest. Part of each ...

Insurance companies · How Cash Value Builds in a... · Cash value

Indexed universal life (IUL) insurance is a type of permanent life insurance, meaning it has a cash value component along with a death benefit.

Indexed Universal Life · UL · Variable universal life (VUL)

Life insurance is a contract between a policyholder and an insurance company that's designed to pay out a death benefit when the insured person passes away.

Term life insurance is a type of life insurance policy that provides coverage for a certain period of time, or a specified “term” of years.

Life insurance can be an important part of your family's long-term financial planning. However, shopping for the right coverage can be intimidating.

Learn about the various types of life insurance (term life, whole, universal variable, and final expense) and how to decide which is best for you.