Cash value life insurance is a type of permanent life insurance that can earn interest, help pay premium costs or allow tax-free withdrawals.

Permanent life insurance policies offer a death benefit and cash value. The death benefit is money that's paid to your beneficiaries when you pass away.

Whole life insurance policies provide permanent life insurance and typically offer fixed premiums, fixed death benefits and a cash value savings component.

Benefits of universal life insurance · You can withdraw money or borrow against the policy's cash value. · Your cash value earns interest. · You have flexibility ...

Indexed universal life insurance is a type of permanent life insurance, which means it has a cash value component in addition to a death benefit.

Do term or whole life insurance policies have a cash value? Term life insurance does not have a cash value, which means you can't borrow against it. Whole ...

This calculator helps you determine the return on a universal life insurance policy. Your expected return is based on the policy amount, and your life ...

While Allstate's term policies do not build a cash value, the whole, universal and variable universal life plans do. In fact, with the variable universal ...

These are used to show potential future premiums, cash value details and death benefits. They can also demonstrate how the cost of insurance may fluctuate over ...

A portion of each premium you pay goes toward not only insuring your life but also toward your cash value. Can I use life insurance benefits while alive?