Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured's beneficiaries when the insured dies.
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Term life insurance is a guaranteed life benefit paid to beneficiaries of the insured after death.
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Indexed universal life (IUL) insurance is a type of permanent life insurance, meaning it has a cash value component along with a death benefit.
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Term coverage only protects you for a limited number of years, while whole life provides lifelong protection—as long as you keep up with the premium payments.
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Life insurance is a contract between a policyholder and an insurance company that's designed to pay out a death benefit when the insured person passes away.
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Term life insurance is the least expensive option for obtaining a death benefit. However, the policy will expire when its term runs out. It also does not ...
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